24%
of Swiss employees report high stress linked to financial worries.
Job Stress Index 2022
For Employers and HR Leaders
Financial peace of mind for your team.
Financial stress is a silent productivity tax. SORVA gives your employees the clarity to plan their whole Swiss financial life, and turns your Pillar 2 contribution into something they can finally feel.
Sovereign Vault option: you hold the only keyBased on Swiss pension and tax law
Funded ratio
243%
Illustrative example
Why this matters
Financial worry is the productivity tax you don't see
Three Swiss numbers already on your books, and one line we hold ourselves to.
CHF 6'100
estimated average annual employer Pillar 2 contribution per employee.
BFS / BSV statistics
Zero
individual employee data shared with the employer. Privacy by design.
SORVA architecture
Sources: Job Stress Index 2022, Health Promotion Switzerland (with University of Bern and ZHAW); Pillar 2 contribution average from BFS / BSV public statistics. Privacy boundary by design.
The reality today
The benefit you already fund is invisible to your people.
Standard pension portals ignore private assets, partner income, and local taxes. So an employee never sees the true value of the future you are helping them build. That clarity gap turns appreciation into apathy, and quietly drains focus on the job.
What wellbeing delivers
Three benefits your team will feel
01
Less financial anxiety
Employees see their whole Swiss money life in one plan they own. Pensions, taxes, milestones, partner, home.
02
Better life decisions
Insights framed in Swiss francs, so employees can understand their options.
03
A visible employer gift
Your Pillar 2 made visible in lifetime context, not buried in a yearly PDF.
How a pilot works
A simple, low risk path
01
Week 1
HR briefing. Employees opt in privately.
02
Weeks 2 to 4
Employees build their plans. You see only anonymous adoption rates, never individual data.
03
Quarterly
Aggregate engagement report. Adoption, satisfaction lift, HR query reduction.
How the options compare
How typical benefit communications compare for employee clarity
Standard pension PDFs
Generic HR portals
SORVA benefit experience
BestPillar 2 visibility
Standard pension PDFs
Once a year confusing PDF
Generic HR portals
Data exists but is hidden
SORVA benefit experience
Real time life impact, always on
Employer ROI
Standard pension PDFs
Employee sees it as a loss
Generic HR portals
Ignored or not understood
SORVA benefit experience
Visible employer gift value
HR support
Standard pension PDFs
High (manual Q and A)
Generic HR portals
Moderate (tech support)
SORVA benefit experience
Low (self service planning)
Employer brand
Standard pension PDFs
Traditional, administrative
Generic HR portals
Functional, institutional
SORVA benefit experience
Modern, tech forward, caring
Employer questions
Common employer questions
No. SORVA sits next to your provider. Your fund and payroll are untouched. SORVA is the educational layer your employees see for their whole money life.
Only aggregate, anonymous adoption and engagement. Never individual employee data. The privacy boundary is enforced in the system's access controls, not by policy alone.
None required for the basic pilot. Employees access SORVA directly. Optional SSO and HRIS hooks are roadmap items.
Plan on 6 to 12 weeks. Most of that is employee adoption and engagement, not setup. We provide an HR briefing pack on week 1.
ZH, BS, BL, AG, LU, SO, SZ, ZG, BE, SG, TG and GR are live in the public beta. Federal AHV and BVG apply everywhere. Other cantons rolling out through 2026.
DE, EN, FR and IT. One shared product, locale-switchable per employee.
A dedicated employer offering is on our roadmap, and its pricing will follow. If you would like to explore SORVA for your team, reach out for a briefing. Data stored in Switzerland.
SORVA is designed as an educational tool that stays within the non-advice perimeter: it does not recommend specific financial instruments and is not intended to be a financial service under FinSA/FIDLEG. Offering it as an employee benefit is a transparency and education layer; you remain responsible for your own obligations to your employees, and SORVA does not take on financial-advice duties on your behalf.
Public Beta · 2026
Financial clarity is a benefit you can actually feel.
Book a 20 minute briefing to see if an employer pilot fits.