Less financial anxiety
Employees see their whole Swiss money life in one plan they own. Pensions, taxes, milestones, partner, home.
For Employers and HR Leaders
Financial peace of mind for your team.
Financial stress is a silent productivity tax. SORVA gives your employees the clarity to plan their whole Swiss financial life, and turns your Pillar 2 contribution into something they can finally feel.
Sovereign Vault, on-deviceBuilt for Swiss tax law
Why this matters
Financial worry is the productivity tax you don't see
Three Swiss numbers already on your books, and one line we hold ourselves to.
CHF 6.5B
estimated annual productivity lost to work-related stress in Switzerland.
1 in 3
Swiss employees feel emotionally exhausted at work.
CHF 12'000+
combined annual Pillar 2 contribution per employee (employer and employee), already in your books, but rarely felt by your team.
0
Individual employee data ever shared with the employer. Zero disruption to your pension provider.
Sources: Job Stress Index 2022, Health Promotion Switzerland (with University of Bern and ZHAW); Pillar 2 contribution average from BFS / BSV public statistics. Privacy boundary by design.
The reality today
The benefit you already fund is invisible to your people.
Standard pension portals ignore private assets, partner income, and local taxes. So an employee never sees the true value of the future you are helping them build. That clarity gap turns appreciation into apathy, and quietly drains focus on the job.
What wellbeing delivers
Three benefits your team will feel
Better life decisions
Insights framed in Swiss francs, so employees can understand their options.
A visible employer gift
Your Pillar 2 made visible in lifetime context, not buried in a yearly PDF.
How a pilot works
A simple, low risk path
Week 1
HR briefing. Employees opt in privately.
Weeks 2 to 4
Employees build their plans. You see only anonymous adoption rates, never individual data.
Quarterly
Aggregate engagement report. Adoption, satisfaction lift, HR query reduction.
How the options compare
How typical benefit communications compare for employee clarity
Pillar 2 visibility
- Standard pension PDFs
- Once a year confusing PDF
- Generic HR portals
- Data exists but is hidden
- SORVA benefit experienceBest
- Real time life impact, always on
Employer ROI
- Standard pension PDFs
- Employee sees it as a loss
- Generic HR portals
- Ignored or not understood
- SORVA benefit experienceBest
- Visible employer gift value
HR support
- Standard pension PDFs
- High (manual Q and A)
- Generic HR portals
- Moderate (tech support)
- SORVA benefit experienceBest
- Low (self service planning)
Employer brand
- Standard pension PDFs
- Traditional, administrative
- Generic HR portals
- Functional, institutional
- SORVA benefit experienceBest
- Modern, tech forward, caring
| Standard pension PDFs | Generic HR portals | SORVA benefit experienceBest | |
|---|---|---|---|
| Pillar 2 visibility | Once a year confusing PDF | Data exists but is hidden | Real time life impact, always on |
| Employer ROI | Employee sees it as a loss | Ignored or not understood | Visible employer gift value |
| HR support | High (manual Q and A) | Moderate (tech support) | Low (self service planning) |
| Employer brand | Traditional, administrative | Functional, institutional | Modern, tech forward, caring |
Employers see only anonymous, aggregate adoption, never an individual's data.
Employer questions
Common employer questions
No. SORVA sits next to your provider. Your fund and payroll are untouched. SORVA is the educational layer your employees see for their whole money life.
Private Beta · 2026
Financial clarity is a benefit you can actually feel.
Book a 20 minute briefing to see if an employer pilot fits.